The Best Credit Cards with Airport Lounge Access

For credit card users who fly often, airport lounge access is a coveted perk that can significantly ease the airport experience. While some cards give you access to a wide selection of airport lounge programs, others are airline-specific. When choosing the card that will work best for you, it’s important to consider what kind of lounge networks you want access to (and what you’re willing to pay for that access), as well as how much use you’ll get out of the other travel extras on offer.

Here are some of the best credit cards with airport lounge access and several other travel perks.

The Platinum Card® from American Express

What makes this card such a popular choice for travelers is that it offers an unmatched array of travel-related extras like generous travel credits, travel insurance and no foreign transaction fees, just to name a few. 

However, this ultra-premium card comes with one of the largest bank-busting yearly fees of any reward card, so it’s essential to ensure that you can use the perks to get your money’s worth. With this card you’ll earn 5x points on flights booked directly with airlines or through American Express Travel (up to the first $500,000 spent per calendar year), as well as on prepaid hotels booked on AmexTravel.com; get 1 point per dollar spent on all other eligible purchases (terms apply).

Lounge access: 

• With more than 1,400 airport lounges spread across more than 650 cities in over 140 countries, this card offers complimentary access to the largest number of airport lounge networks, far more than other premium travel credit cards. While some cards might offer you membership in Plaza Premium or Priority Pass Select, the Platinum card offers access to both and then some (enrollment required)! Lounges include Centurion Lounge, Plaza Premium and Priority Pass lounges, International American Express lounges, Delta Sky Club and Escape Lounges (enrollment required).
• In general, there is no yearly cap on the amount of times you can visit a lounge (though as with all lounge programs discussed here, you may not be granted access if the lounge is deemed to be at capacity and some lounges may choose to limit access to within three hours prior to your flight). The number of guests you can bring varies by lounge program, but generally ranges from no guests up to two free guests. Note also that guest policies can sometimes vary by country. (Enrollment required.)
• Many of these lounges feature excellent amenities like full meals, premium bars, nap pods, spas and showers‍

Other travel perks: 

• Up to $200 in airline statement credits to cover things like baggage fees
• $200 Uber cash with Uber Eats and rides with Uber in the US
• $189 CLEAR® Plus credit (a program that helps you get through airport security faster)
• Premium Global Assist hotline for 24/7 assistance when traveling
• $200 statement credits each year on prepaid properties from the Fine Hotels + Resorts collection
• $100 statement credit for Global Entry or $85 for TSA PreCheck
• Complimentary Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status
• Complimentary memberships in Hertz Gold Plus Rewards, Avis Preferred and National Car Rental Emerald Club Executive
• No foreign transaction fees
• Travel insurance: Rental car loss and damage insurance, baggage loss, trip delay and trip cancellation insurance 

*Enrollment required for select benefits. Eligibility and benefit level varies by card. Terms, conditions, and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Card Members are responsible for the costs charged by third-party service providers.

Chase Sapphire Reserve®

The card also comes with lots of other travel benefits and one of the most comprehensive suites of travel insurance available. Get 5x points on flights and 10x total points on hotels and car rentals purchased through Chase Ultimate Rewards. Earn 3x points on other travel and dining, with all other spending worth 1 point per $1 spent.  

Lounge access: 

• Free membership to Priority Pass Select lounges only (though the program features over 1,300 lounges around the world). 
• You can access lounges as often as you want and are allowed two free guests per visit. 

Other travel perks: 

• Receive one statement credit of up to $100 every four years for Global Entry or TSA PreCheck or NEXUS 
• Get 50% more value for your points when you redeem them for travel through Chase Ultimate Rewards.
• Automatically receive up to $300 in statement credits yearly for travel purchases charged to your card 
• Impressive suite of travel insurance: Trip cancellation/interruption insurance, auto rental collision damage waiver, lost luggage reimbursement, trip delay reimbursement, emergency evacuation and transportation
• No foreign transaction fees

Delta SkyMiles® Reserve American Express Card

Unfortunately, with just over 50 locations, the network of lounges is quite limited; but on the bright side, it is one of the few cards to offer a yearly companion voucher. Earn 3x miles on eligible purchases made directly with Delta and 1x on all other eligible purchases (terms apply). 

Lounge access: 

• Enjoy complimentary access to the Delta Sky Club(R) when traveling on a same-day Delta-marketed or Delta-operated flight. You will receive four Delta Sky Club One-Time Guest Passes each year. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Enjoy complimentary access to The Centurion(R) Lounge when you book a Delta flight with your Reserve Card.

Other travel perks: 

• ENHANCED! Receive a Companion Certificate on First Class, Delta Comfort+(R), or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• Eligible Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
• NEW! Not a Medallion Member? Delta SkyMiles(R) Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members. Ticket must be purchased on or after February 1, 2024 to be eligible to receive a complimentary upgrade.
• Fee Credit for Global Entry or TSA PreCheck(R): Receive $100 back for Global Entry or $85 back for TSA PreCheck(R) after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.
• Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
• Enjoy your first checked bag free on Delta flights.
• Terms Apply.

United Club℠ Infinite Card

However, the United Club airport lounge network is on the small side with just over 45 locations. The card will also help you get more free United flights faster with earn rates of 4 miles per $1 spent on United-related purchases. Also enjoy getting 2 miles per $1 on all other travel spending and dining, and 1 mile per $1 spent on other purchases.

Lounge access: 

• Cardholders get complimentary and unlimited access to all United Club locations and participating Star Alliance affiliated lounges. 
• You can bring up to two adult guests (or one adult and any dependent children that are under the age of 21) per visit. 

Other travel perks:

• Complimentary United Club membership
• Up to $100 fee credit for Global Entry, TSA PreCheck or NEXUS 
• The primary Cardmember and one traveling companion get their first and second checked bags free
• 25% back as a statement credit for purchases of food, beverages and Wi-Fi on United-operated flights 
• IHG Rewards Platinum Elite status 
• No foreign transaction fees
• Strong insurance offerings: Trip cancellation/interruption insurance, auto rental collision damage waiver, lost luggage reimbursement, trip delay reimbursement and baggage delay insurance

Capital One Venture X Rewards Credit Card

Lounge access: 

• Get unlimited visits per year for yourself and up to two guests at Capital One Lounges, Priority Pass, and Plaza Premium Lounges worldwide. 

Other travel perks: 

• $300 per year in travel credits that you’ll receive as statement credits when travel bookings made via Capital One Travel 
• 10,000-mile bonus every year on your account anniversary 
• Global Entry or TSA PreCheck application fee credit of up to $100
• Travel accident insurance and auto rental collision damage waiver
• No foreign transaction fees
• Free upgrade to Hertz President’s Circle status

Citi® / AAdvantage Executive World Elite Mastercard®

Lounge access: 

• Access to Admirals Club lounges with nearly 50 locations, as well as about 40 partner airline lounges worldwide. 
• Unlimited lounge visits for cardholder and their immediate family (spouse and children under the age of 18) or up to two traveling guests.

Other travel perks:

• First checked bag free on domestic American Airlines flight for cardholder and up to 8 companions traveling on the same reservation
• No foreign transaction fees
• Priority boarding 
• Priority check-in and priority airport screening for cardholder and up to 8 travel companions
• Save 25% savings on inflight food and beverage purchases on American Airlines flights 

Marriott Bonvoy Brilliant® American Express® Card

Cardholders will enjoy a strong selection of luxurious offerings like generous travel and dining credits, however, the annual fee is definitely on the high end. The card gives you 6 Marriott Bonvoy points per $1 at participating Marriott Bonvoy properties and 3 points at restaurants and eligible flights. You’ll get 2 points on all other eligible purchases you charge to the card.

Lounge access: 

• The card provides a free Priority Pass Select membership for access to over 1,300 airport lounges around the world (enrollment required).
• You and up to as many as two guests get unlimited free airport lounge access.

Other travel perks:

• Up to $300 in statement credits per year at eligible restaurants worldwide
• A yearly free night award at participating hotels
• $100 property credit for eligible charges at select properties
• Fee credit for Global Entry or TSA PreCheck
• No foreign transaction fees
• Insurance, such as cell phone protection, lost or damaged luggage insurance, as well as rental car, and trip cancellation and interruption insurance.

*Enrollment required for select benefits. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Cell phone protection, and is underwritten by New Hampshire Insurance Company, an AIG Company. Baggage protection is underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Join Going and get cheap flights all over the world delivered right to your inbox.

^{Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities.}