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Points, Miles & Credit Cards

How to Transfer Chase Ultimate Rewards® Points to Airline Partners

Matt Ortile

Matt Ortile

September 6, 2023

5 min read

Table of Contents

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities.

Chase Ultimate Rewards® points are the transferable points currency earned by Chase travel rewards credit cards. You can use them as you would cash-back, or to book travel through the travel portal on the Chase website. But you can maximize the value of your points by transferring them to Chase’s travel partners like airlines and hotels, and then booking using points directly with those partners.

Since we’re here to help you book flights for cheap—or even for almost free—we’re most interested in transferring Chase points to airline loyalty programs, like United MileagePlus and Air Canada Aeroplan, to get the most bang for your buck. Maybe “pow for your points”?

Much like that joke, this guide is a work-in-progress. We’ll routinely update this guide on how to transfer Chase points to airline partners. For now, here’s what you absolutely need to know when transferring points from your Chase credit cards to an airline loyalty program.

Pro-tip: We recommend transferring points from Chase to an airline partner only when you have a specific award flight booking you want to make.

Once you move your Chase points to an airline loyalty program, you can’t move those points back into your Chase account. For that reason, we recommend holding your points in your Chase account until you see an available award flight (that is: a flight that’s bookable with points). From there, you can then transfer your points to an airline and make that booking as soon as you see a good deal.

Got a stash of points waiting to be spent on travel? Let us find the points deals for you. Sign up for an Elite membership and we’ll alert you whenever we see a good points deal for travel in economy, business, and even first class.

How to transfer Chase Ultimate Rewards® points to airline partners

Step 1: On your desktop, log into the Chase Ultimate Rewards® portal.

Enter your login credentials that you use to access your Chase account online, then select your credit card that earns Chase Ultimate Rewards® points. If you have multiple travel rewards credit cards with Chase, it doesn’t matter which you choose. 

(Best practice is to keep your Chase points pooled together under one credit card. Instructions on how to combine points across Chase cards coming soon.)

Step 2: Open the sidebar and click the ‘Transfer to Travel Partners’ button.

Important note: You can only transfer your Chase Ultimate Rewards points to airline partners if you hold one of these cards: the card_name, the card_name, and the card_name.

Possession of one or more of these cards will allow you to transfer your Ultimate Rewards points to partners, regardless of how you earned those points (e.g. if you have the card_name and the card_name, the points you earn from the card_name can be transferred to partners). However, if you do not hold one of these cards, you cannot transfer your Chase points to airlines or hotels.

Step 3: Select the airline you want to transfer points to.

When you click on an airline, it will display the terms of your points transfer, the timing, and other details. From here, click “Transfer Points.”

If it’s your first time transferring points to an airline loyalty program, you will be prompted to enter your account number for that program.

In order to transfer Chase points to an airline loyalty program, you need to first have an account with that program. It’s a good idea to proactively make accounts with these programs because some have rules that require an account to be open for a certain period of time before you can transfer points to it. It can get unwieldy with different member ID numbers and passwords, so keep track of your account numbers somewhere safe, like in a password manager. 

See the full list of the current Chase transfer partners below. 

Step 4: Transfer your points.

Enter the number of points you want to transfer from Chase to your selected airline. You’ll then be prompted to review and confirm the amount. If everything looks correct, click “Submit.”

And that’s it. You should see your points appear in your airline loyalty program within a few minutes, as all Chase points transfers are instantaneous, with the exception of transfers to Singapore Airlines KrisFlyer.

Remember: all transfers are final. Once you move your Chase points to an airline loyalty program, you can’t move those points back into your Chase account. You can always add points to your account, but you can’t subtract—except by redeeming them, of course. 

(Depending on the airline program, there may be limits to how many points you can transfer at once, and how often you can transfer. Be sure to double check the terms of your points transfer before you make the move. We’ll cover these rules in more detail in program-specific guides in the future.)

Current Chase transfer partners

As of June 2023, Chase partners with these airlines. All points transfer at a one to one (1:1) ratio, which means that one Chase point is equivalent to one mile or point with all of these loyalty programs, once transferred. 

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • Air France / KLM Flying Blue
  • British Airways Executive Club
  • Emirates Skywards
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

Anecdotally, transfers to all these partners are relatively instantaneous, with one exception: transfers to Singapore Airlines KrisFlyer usually take 24 hours to process. 

And these are Chase’s current hotel partners. All points transfer at a 1:1 ratio to these programs. Transfers to IHG Rewards and World of Hyatt are instantaneous, but transfers to Marriott take a day or two. 

  • IHG Rewards
  • Marriott Bonvoy
  • World of Hyatt

On the whole, transferring points to hotels rarely maximizes the value of your points, with the exception of transfers to World of Hyatt. You’re better off sticking to points transfers to airlines to get the most pow for your points. OK, fine, bang for your buck.

What to do once you’ve transferred Chase points to airline partners

Now that you’ve transferred your Chase points to an airline partner, try searching for flights and play around with that airline’s search tool for award bookings. Here are some guides to check out.

Or if you’re ready to get going, sign up for an Elite membership and we’ll send you all the best points deals we can find.

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities.

Matt Ortile

Matt Ortile

Marketing

Matt Ortile writes the Going With Points newsletter at Going. He is the author of the essay collection The Groom Will Keep His Name, a columnist at Condé Nast Traveler, and working on a novel about a flight attendant. He lives in Brooklyn.

Published September 6, 2023

Last updated December 26, 2023

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