Points, Miles & Credit Cards

Review: Chase Ink Business Preferred® Credit Card

Kurt Adams

Kurt Adams

September 2, 2025

7 min read

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

Table of Contents

All information about the Ink Business Preferred® Credit Card has been collected independently by Going.

The Ink Business Preferred® Credit Card is no longer available through Going.

Who is the Ink Business Preferred® Credit Card for?

If you're a business owner, freelancer, or entrepreneur who wants to earn travel rewards on common business expenses, the Ink Business Preferred® Credit Card is a great card to consider. 

Ink Business Preferred® Credit Card Quick Facts

Thinking about the Ink Business Preferred® Credit Card? Here's what you need to know:

card_name

card_name

Annual fee: annual_fees


Foreign transaction fee: foreign_transaction_fee


Earning rate:

  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. 
  • Earn 1 point per $1 on all other purchases

Welcome offer: bonus_miles_full


Pros and cons

Pros:

  • Points can be redeemed with transfer partners
  • Comparatively low annual fee
  • Bonus categories for common business expenses make earning Ultimate Rewards® points easy

Cons:

  • Chase offers several no-annual-fee business cards that may earn at a higher rate, depending on spending category
  • No travel credits, like Global Entry or TSA PreCheck
  • Subject to Chase’s 5/24 rule
Our take

The ability to earn bonus points on common business expenses, plus the ability to redeem points for travel, make the modest annual fee on the card_name worth it.

Ink Business Preferred® Credit Card Review

The Ink Business Preferred® Credit Card is one of the best small business travel credit cards available. For a low annual fee, you have the ability to earn bonus points on common business expenses and redeem those points for travel through Chase’s network of transfer partners. 

Welcome offer on the Ink Business Preferred Credit Card

bonus_miles_full

Earning points with Ink Business Preferred® Credit Card

The Ink Business Preferred® Credit Card earns Chase Ultimate Rewards ® points. You’ll earn:

  • 3X points per $1 on the first $150,000 spent in the following categories each account anniversary: 
    • Shipping
    • Ads on social media or search engines
    • Internet, cable, and phone services
    • Travel
  • 1X point per dollar spent on all other purchases 

Redeeming points with Ink Business Preferred® Credit Card

To get more value out of your points, your best bet is to transfer them to an airline partner and redeem for an award seat. 

You can also redeem the points for gift cards, statement credit, or eligible products, but this is not going to provide maximum value. 

Ink Business Preferred® Credit Card Benefits

  • No foreign transaction fee
  • Points transfer 1:1 to Chase airline and hotel partners
  • Employee cards at no additional cost. You can set employee spending limits.
  • Trip cancellation and trip interruption insurance.
  • Cell phone protection
  • Auto rental collision damage waiver: Rent a car with peace of mind.
  • Purchase protection and extended warranty protection

Complementary cards to Ink Business Preferred® Credit Card

The Ink Business Preferred® Credit Card is part of Chase’s suite of business credit cards. Here are the others:

All information about the Ink Business Preferred® Credit Card and Ink Business Premier® Credit Card have been collected independently by Going.

The Ink Business Preferred® Credit Card and Ink Business Premier® Credit Card are no longer available through Going.

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

Kurt Adams

Kurt Adams

Marketing


Last updated September 2, 2025

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