Points, Miles & Credit Cards

Review: Southwest Rapid Rewards® Performance Business Credit Card

July 28, 2025

6 min read

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Who is the Southwest Rapid Rewards® Performance Business Card for?

If you are a business owner and a Southwest loyalist, the Southwest Rapid Rewards® Performance Business gets you a wide range of perks. This top-of-the-line business is the best choice if you fly Southwest often.

Southwest Rapid Rewards® Performance Business Credit Card Quick Facts

Annual fee: annual_fees

Foreign transaction fee: foreign_transaction_fee

Earning rate:

Earn 4X pts on Southwest(R) purchases.
Earn 2 points for every $1 you spend at gas stations and restaurants
Earn 2X points on hotel accommodations booked directly with the hotel
Earn 2X points on local transit and commuting, including rideshare.

Welcome offer: bonus_miles_full

Pros and cons

Pros:

Earns high rewards rate on Southwest purchases
Wide range of flying perks
Global Entry, TSA PreCheck® or Nexus fee credit up to $120 every 4 years

Cons:

Limited redemption options for rewards

Our take

Southwest’s top-of-the-line business card, the Southwest Rapid Rewards® Performance Business card is a great card to have in your wallet if you're an entrepreneur who flies Southwest often.

Southwest Rapid Rewards® Performance Business Credit Card Credit Card Review

Southwest may be a budget airline, but the card_name is the most expensive credit card out of the five Southwest cards available. It is also the most valuable: It comes with a host of benefits like 9,000 bonus points each card anniversary and it offers a fee credit to Global Entry, TSA PreCheck®, or NEXUS which can save you up to $120 every four years.

Plus, it offers a great welcome offer: bonus_miles_full. That goes a long way toward the amount you need to earn the Southwest Companion Pass.

Earning points with the Southwest Rapid Rewards® Performance Business Credit Card

The card_name has several spending categories that earn bonus points.

With this card, you can earn:

Earn 4X pts on Southwest(R) purchases.
Earn 2 points for every $1 you spend at gas stations and restaurants
Earn 2X points on hotel accommodations booked directly with the hotel
Earn 2X points on local transit and commuting, including rideshare.

Redeeming points with the Southwest Rapid Rewards® Performance Business Credit Card

While you could redeem this card for gift cards, merchandise, hotels, and car rentals, your best redemption option with Rapid Rewards® points for Southwest flights.

The process is simple: Login to Southwest and plug in your desired itinerary. You’ll see an option to toggle from dollars to points. The points fare is generally tied to the cash fare price, but if you want to find the best way to stretch your points, check out the Low Fare Calendar. That will display a monthly calendar to see the required amount of points each day.