Points, Miles & Credit Cards

Review: Chase Freedom Unlimited®

Kurt Adams

Kurt Adams

June 3, 2024

4 min read

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

Who is the Chase Freedom Unlimited® for? 

The Chase Freedom Unlimited is a no-annual-fee cash-back card. It pairs well with the Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred cards, because then you can combine points for travel. 

card_name

card_name

Annual fee: annual_fees


Foreign transaction fee: foreign_transaction_fee


Earning rate:

For the first year of card membership or first $20,000 spent:

  • Enjoy 6.5% cash back on travel purchased through Chase Travel
  • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
  • 3% on all other purchases (on up to $20,000 spent in the first year).

After your first year or $20,000 spent:

  •  5% cash back on travel purchased through Chase Travel
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
  • Unlimited 1.5% cash back on all other purchases.


 


Welcome offer: bonus_miles_full


Pros and cons

Pros:

  • No annual fee
  • Elevated cash-back rates on dining and drugstore purchases.
  • Earns valuable Chase Ultimate Rewards® points.

Cons:

  • Some cash-back cards may offer higher earning rates.
  • Foreign transaction fees are 3%, making this not a great card to use internationally.
  • Relatively modest welcome offer.
Our take

This no-annual-fee card pairs well with the Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred.

How to maximize the Chase Freedom Unlimited for travel

One of the best ways to use the card_name for travel is to pair it with holding any of the following cards: the card_name, the card_name, or the card_name.

If you hold one of these cards, you can combine points and then transfer them to airline and hotel partners for travel. 

Read our reviews of these cards:

Going has partnered with CardRatings for our coverage of credit card products. Going and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses, and recommendations are the author's alone, and have not been reviewed, endorsed, or approved by any of these entities. Some of all of the card offers that appear on this page are from advertisers; compensation may affect how and where the cards appear on the site; and Going does not include all card companies are all available card offers.

Kurt Adams

Kurt Adams

Marketing


Published June 3, 2024

Last updated June 3, 2024

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