Points, Miles & Credit Cards

The Ultimate Transfer Partner Guide

September 23, 2026

6 min read

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This is the list of credit card transfer partners. We've sorted by airline alliance because this can be helpful with searching for award availability.

Note that only certain Citi cards (Citi Strata Elite, Citi Strata Premier, and Prestige) have the 1:1 transfer ratios. Other cards have 1:0.7.

Star Alliance transfer partners

STAR ALLIANCE	American Express	Bilt	Capital One	Chase	Citi	Wells Fargo
United Airlines		1:1 Transfer Time: Instant		1:1 Transfer Time: Instant
Air Canada	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant
Avianca	1:1 Transfer Time: Instant-1hr	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant		1:1 Transfer Time: Instant	1:1 Transfer Time: Instant
Singapore Airlines	1:1 Transfer Time: 1+ Days		1:1 Transfer Time: Instant-48hrs	1:1 Transfer Time: 1-2 Days	1:1 Transfer Time: 24-36 hrs
EVA Air Infinity MileageLands			2:1.5 Transfer Time: Instant		1:1 Transfer Time: 1-2 Days
Thai Airways Royal Orchid Plus					1:1 Transfer Time: 7 Days
TAP Air Portugal		1:1 Transfer Time: Instant-48hrs	1:1 Transfer Time: Instant
Turkish Airlines		1:1 Transfer Time: Instant	1:1 Transfer Time: Instant		1:1 Transfer Time: Instant
ANA Mileage Club	1:1 Transfer Time: 2-3 Days

SkyTeam transfer partners

SKY TEAM	American Express	Bilt	Capital One	Chase	Citi	Wells Fargo
Delta SkyMiles	1:1 Transfer Time: Instant
Virgin Atlantic Flying Club	1:1 Transfer Time: 2 Days	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant
Air France-KLM Flying Blue	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant
Aeromexico	1:1.6 Transfer Time: 1-7 Days		1:1 Transfer Time: Instant

Oneworld transfer partners

ONEWORLD	American Express	Bilt	Capital One	Chase	Citi	Wells Fargo
American Airlines AAdvantage					1:1 Transfer Time: Instant
Atmos Rewards (Alaska + Hawaiian)		1:1 Transfer Time: Instant
British Airways	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 via Qatar Transfer Time: Instant	1:1 Transfer Time: Instant
Cathay Pacific	5:4 Transfer Time: 48hrs+	1:1 Transfer Time: Instant	1:1 Transfer Time: 24-36hrs		1:1 Transfer Time: Instant	1:1 Transfer Time: Instant
Iberia	1:1 Transfer Time: 1-3 Days	1:1 Transfer Time: Instant	1:1 via BA Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 via Qatar, BA Transfer Time: Instant	1:1 Transfer Time: N/A
Japan Airlines		1:1 Transfer Time: Instant	2:1.5 Transfer Time: Instant		1:1 Transfer Time: Instant
Finnair	1:1 via BA Transfer Time: Instant	1:1 via BA Transfer Time: Instant	1:1 via BA Transfer Time: Instant	1:1 via BA Transfer Time: Instant	1:1 via Qatar, BA Transfer Time: Instant	1:1 via BA Transfer Time: Instant
Qatar Airways	1:1 Transfer Time: 48hrs	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 via BA Transfer Time: Instant	1:1 Transfer Time: Up to 2 Days	1:1 via BA Transfer Time: Instant
Qantas	1:1 Transfer Time: Instant		1:1 Transfer Time: Instant		1:1 Transfer Time: Instant

Non-alliance transfer partners

NON- ALLIANCE	American Express	Bilt	Capital One	Chase	Citi	Wells Fargo
Aer Lingus	1:1 Transfer Time: Instant	1:1 Transfer Time: N/A	1:1 via BA Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 via Qatar, BA Transfer Time: Instant	1:1 Transfer Time: Instant
Etihad		1:1 Transfer Time: Instant	1:1 Transfer Time: Instant-36hrs		1:1 Transfer Time: Instant
Emirates	5:4 Transfer Time: Instant	1:1 Transfer Time: Instant	2:1.5 Transfer Time: Instant		5:4 Transfer Time: Instant
JetBlue TrueBlue	2.5:2 Transfer Time: Instant		5:3 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant	1:1 Transfer Time: Instant
Southwest Rapid Rewards		1:1 Transfer Time: Up to 72hrs		1:1 Transfer Time: Instant